Author Archives: admin
Why a Junior ISA offers more flexibility than a Child Trust Fund
As the Government tries to improve the country’s economic outlook it hands its citizens more autonomy to look after their own affairs. The future of our work, health and finances are ever-increasingly in our hands. This is never more evident … Continue reading
Women Have Good Savings Intentions But Men Deposit More
As we have all heard before, savings are incredibly important, perhaps now more so than ever in today’s unstable financial environment. But while the necessity to save; both for your own retirement, for a rainy day fund, and for your … Continue reading
Are You Caught In the Child Trust Fund Trap?
If you’re a parent with dependent children then you’ve probably heard of the Junior ISA, the new tax free savings & investment vehicle which allows you (or anyone else for that matter) to save or invest up to £3,600 per … Continue reading
Junior ISA – Cash vs Investment
Using a Junior ISA, the new tax free savings vehicle which launched in November to replace the Child Trust Fund, up to £3,600 per year can be saved or invested on behalf of a child tax free. Once you decide … Continue reading
Don’t throw away thousands in Tax Free ISA Allowance
There are enough austerity measures hitting our pockets without needlessly giving away thousands to the taxman. An adult can shelter up to £10,680 in a stocks and shares ISA and children up to £3600. This means that a family of … Continue reading
Teach Your Child to be a Saver – Junior ISA
Do you ever look back at those days when you were living at home with your parents, earning maybe £200 – £300 per week and when your only bill was for your mobile phone and wonder where all that money … Continue reading
Junior ISA Deadline is 5th April – Don’t Miss Out
It’s getting to that time of year again. The old tax year ends at midnight on 5th April (that’s a Thursday by the way) and any money you plan to invest in your ISA needs to be paid in by … Continue reading
Junior ISA – Can It Live Up to the Hype?
In November 2011 a new tax efficient savings or investment vehicle specifically for children, the Junior ISA, was launched. It is open to all children who did not qualify for its predecessor, the Child Trust Fund, so that means any … Continue reading
Junior ISA the Parents Solution to Tuition Fees?
With the recent rise in tuition fees pushing the cost of a typical 3 year university course up from around £35,000 to around £53,000 (when factoring living costs and sundry expenses, many capable young adults are having to face the … Continue reading
Strong Junior ISA Demand from Family Investments reported
Family Investments, UK children’s savings provider, has witnessed strong demand for its new Junior ISA with just under 6,500 accounts opened since the product was launched on November 1st last year. They have noticed particularly strong demand amongst existing Child … Continue reading
